How Home Warranties Work
Consumer guide to how home warranties work.
Editorial note: This guide is educational. Pricing, programs, eligibility and rules can change. Verify important details with current official sources and qualified professionals.
Overview
A home warranty is a service contract that may help cover certain repair or replacement costs for listed household systems and appliances.
What to Consider
Review covered items, exclusions, service fees, claim limits, provider networks, waiting periods and renewal terms.
Questions to Ask
- Which systems and appliances are covered?
- What exclusions and limits apply?
- How are service providers selected?